Category: Stocks & ETFs

A US ETF is usually the core of most investors’ portfolios. For Europeans, the questions of CSPX vs VUSA or VUSA vs IUSA often pop up. In this post, I’ll do my best to answer the trilemma and give my recommendation. CSPX Ticker symbols: CSPX, SXR8, CSP1; ISIN: IE00B5BMR087 CSPX (iShares Core S&P 500 UCITS …

You probably saw “the stock market” being portrayed as a “safe long-term” investment. But how is everyone so sure that the stock market will go up in the long run? Let me tell you my perspective. First of all, I’ve been investing for around a decade and made massive gains in multiple asset classes. The …

Cash or stocks – hoard or invest? This discussion comes up so often that an analysis post was due. While I don’t necessarily consider a 100% stock portfolio to be the best investing approach, it will definitely prove a point about assets outperforming cash over the long-term. Without further ado, let’s break down a case. …

A lump-sum payment describes a payment that happens once, at a particular time, as opposed to multiple smaller payments over time. If you accumulated a somewhat large amount of savings, you might wonder how to put them to work. At the end of the day, if you just dump them in the market, there are countless …

If you heard about ETFs but don’t completely understand what they are, you’re at the right place. So, what is an ETF? What are ETFs? Let’s start with breaking down the acronym first. Maybe it will answer more questions than only what it stands for. ETF stands for Exchange Traded Fund. Exchange traded, as it …

Choosing accumulating vs distributing ETFs is a dilemma many new investors face when starting to invest. If you’re still learning, you might be somewhat confused about the meaning of these terms. And you’re at the right place! Difference Between Accumulating vs Distributing ETFs The main difference between accumulating and distributing funds is the way they …

Dividend investing is quite popular in “passive income” communities. But I often notice that many enthusiasts don’t understand how dividends work, which leads them to unnecessary losses. In this post, I’ll explain why dividend investing is not adequate for most investors. Let’s start at the beginning: what are dividends? What are Dividends? Dividends are distributions from …

The Total Expense Ratio (TER) is the annual cost an investor pays while investing in a fund. From Investopedia: The total expense ratio (TER) is a measure of the total costs associated with managing and operating an investment fund, such as a mutual fund. These costs consist primarily of management fees and additional expenses, such …