Category: Investing

4-year-cycle

Can the 4 Year Cycle Break?

If you’re aware of 4 year cycle, you practically have predictive power over Bitcoin’s price performance without relying on luck. And you might wonder whether the “cycle is dead” or if we’re in a “supercycle”. Personally, I think that the 4 year cycle will remain intact for the foreseeable future. But not forever. There are …

dubai

I Bought an Apartment in Dubai with Crypto

This happened, ladies and gentlemen. I bought an apartment in Dubai, fully remotely (from the Netherlands), and I paid with USDT. But how did we get there? After a few good years in the market and hefty profits, we were sitting on a large pile of cash that needed to be utilized. With the yield …

teleport-assets

Teleport Assets By Remembering 12 Words

Throughout history, many people lost assets through violence, coercion, or corruption. And it’s a sad reality that in many places and cases, people can still be stripped off everything they’ve worked for. In this post, I want to cover a few examples of inability to use the money that we’re convinced we own, especially in …

exit-into-what

Exit Into What? The Curious Case of Bitcoin

Whenever I present Bitcoin to a seemingly curious disciple, an infamous question always pops up: “And did you sell?” It’s disappointing but I don’t hold it against them. Bitcoin aside, a person without investing experience has no preference of holding assets to worthless cash. Most people think in terms of “making money”, effectively asking whether …

qdve

Sector Boost With QDVE For ETF Investors

As an buy-and-forget investor, you’re probably tracking a diversified index such as the S&P 500 or MSCI World. This is a great strategy which historically outperformed 90%+ of actively managed funds. Still, based on your knowledge, expectations, and risk tolerance, you might give a personal twist to an index investing portfolio. What is a Sector …

cold-storage-misconceptions

5 Cold Storage & Hardware Wallet Misconceptions

Many beginners to self custody are at risk of making expensive mistakes due to lack of knowledge. Although I’ve covered best practices at length, I want to write about the most common misconceptions beginners have regarding cold storage. If you’re new around here, this post might save you hundreds of thousands down the line. 1) …

vwce-and-chill

VWCE and Chill is Unnecessarily Expensive

VWCE won the hearts of many European investors due to its suitability for: A one-fund portfolio Global diversification Set-and-forget investing – no rebalancing, no tracking asset allocation. That’s all great. However, $VWCE has a TER of 0.22% (plus internal transaction costs and dividend leakage). Many beginners still consider this low-cost. And it is, but not …

next bitcoin

Why You Can’t Create “The Next Bitcoin” (The Network Effect)

Every cycle, there are people that claim that their favorite crypto project will be “the next Bitcoin”. Usually this is because their choice is faster, cheaper, more private, or better in any arbitrary parameter that they value. This is unrealistic and misleading. I won’t debate whether those attributes make a blockchain “better” or not. Let’s …

short-squeeze

Not Everything is a Short Squeeze

Short Squeeze is a term that’s often misused since 2021. In this post, I’ll explain exactly what it means and how to correctly describe various market phenomena. Let’s start with the basics: What is Shorting? Shorting or short selling is a strategy where a trader bets on an asset’s price going down. In other words, when you “short” …

spyl-vs-spy5

SPYL vs SPY5 – What to Choose and Why?

If you’re a new European investor, you’ve probably researched SPYL and SPY5 for your US exposure. In this post, I’ll explain exactly what’s the difference between the two and give a recommendation. SPYL Ticker symbols: SPYL, SPXL, SPSA; ISIN: IE000XZSV718 SPYL (SPDR S&P 500 UCITS ETF (Acc.)) is an ETF tracking the S&P 500 – an …

cold wallet

Cold Wallet vs. Hot Wallet (Hardware & Software Wallets)

I keep getting questions whether it’s worth it to buy BitBox02 or Keystone 3 Pro if they already use MetaMask/Exodus/TrustWallet and have written the seed phrase on paper. Yes, it’s absolutely worth it. In this post, I’ll explain a few benefits and protections you gain with hardware wallets that hot wallets don’t offer. But first, …

bitcoin-mining

Bitcoin Mining Isn’t “Solving Difficult Math Problems”

The common way content creators explain Bitcoin mining to their audience is: “… Miners are solving difficult math problems…” This is false and misleading. Nobody is “solving difficult math problems” or the even cringier version “difficult mathematical equations“. Please share this post with anyone claiming to be an educator and using such terminology. What is …

cspx-vs-spyl

CSPX vs SPYL – What is The Best US ETF

A US ETF is usually the core of most investors’ portfolios. I’ve already covered the most popular UCITS ETFs (CSPX, VUSA, IUSA), but since late 2023, we have a new contender: $SPYL. In this post, we’ll analyze whether SPYL can dethrone CSPX as the best US ETF. CSPX Ticker symbols: CSPX, SXR8, CSP1; ISIN: IE00B5BMR087 …

account-recovery

Recover Accounts on Different Hardware Wallet

Although I regularly cover hardware wallets and the seed phrase management on my blog, there is one concern that I’m often asked about. I’d paraphrase/summarize it as: “If my hardware wallet malfunctions after the company goes bankrupt, will I lose my money?” And the answer to that question is: no. As long as you have your …

bitcoin million

Can Bitcoin Reach One Million Dollars?

Can Bitcoin reach million dollars? Undoubtedly! Probably not this cycle, but why am I so sure that it’ll happen at all? Well, let’s forget about Bitcoin for a moment. Let me take you on an eye-opening journey… And by the time you’re done reading, you’ll be as certain as I am. House Prices in 1963 …

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