Category: Investing
The Self Custody Manual: A Practical Guide to Buying Bitcoin and Hardware Wallets
The Self Custody Manual is a step-by-step guide on buying Bitcoin and securing it in cold storage. Get your free copy at: The Self Custody Manual.
What is a Seed Phrase – BIP39 Standard Simply Explained
Understanding seed phrases is essential for protection of your digital assets. I already covered best practices of seed phrase protection and today I’ll explain exactly what we’re protecting. Private Keys vs Seed Phrase The ownership of a crypto wallet boils down to having the private keys that control it. A private key is a string of alphanumeric characters that …
IWDA vs SWDA – What’s The Difference?
New investors that want to diversify globally don’t understand the difference between $IWDA vs $SWDA. And indeed, both of those represent the iShares Core MSCI World UCITS ETF (Acc), so the distinction might be confusing to beginners. In this post, I’ll explain why some ETFs have multiple tickers and how to choose between them. iShares …
10 Requirements: Choose a Good Hardware Wallet
Choosing a hardware wallet is a serious and extremely responsible decision. A user has to do dedicated homework instead of picking the cheapest or the first available option. When I was evaluating which hardware wallets to buy, I relied on the following list of requirements. Read on and see the reasoning behind each. 1) Has to …
The Art of De-Risking: A Mid-Curver’s Take on the Crypto Market
Are your legs shaking, anon? For those of you reading from the future, I’m writing this on a red day where most gamblers’ portfolios are down bad. Many speculate that it might be the end of the bull market. Instead of giving you my opinion on that, I’ll cover what has been consistent in the …
Bitcoin Cycle Top Indicators Analysis
As most of you already know, I like to accumulate Bitcoin during bear markets, in accordance with the 4 year cycle theory. In other words: my entries are based on time rather than on price. At the same time, I want to share certain indicators that people might consider following, especially during the pivotal moments …
EU Countries Without Capital Gains Tax
Europe is known for high taxes and overregulation. However, there are places throughout this continent that are quite favorable for investors, and especially welcoming for the less active ones. In this post, I’ll summarize the European countries in which it’s possible to lower the capital gains tax rate to 0%. No Capital Gains Tax in Europe …
Liquidity Provision (LP) and Impermanent Loss (IL) Explained
Executing trades in a decentralized manner is completely different to placing orders on exchanges. Instead of relying on an order book, DEXs (decentralized exchanges) use liquidity pools and AMMs (automated market makers). In this post, I’ll explain how this work in a beginner-friendly way. Note: this is an educational post, not a recommendation. I’m not …
Market Cap vs Fully Diluted Valuation (FDV) – Explanation & Practical Analysis
Market capitalization (or market cap) represents the total value of an asset. For a publicly traded company, the market cap is its current share price multiplied by the number of shares. A hypothetical example: The price per share is $50 There are 10,000,000 shares outstanding The market cap is the price * the shares = …
Review of the Keystone 3 Pro Hardware Wallet
A couple of days ago, the CEO of Keystone stumbled upon my post “Is Ledger a Hot Wallet?“. This initiated a discussion and he offered to send me a Keystone 3 Pro device to try their Bitcoin-only firmware. I’m exceptionally selective in accepting gifts to avoid reciprocity bias, so I explicitly asked if there is anything …
CSPX vs SXR8 – What’s The Difference?
If you’re a beginner investor, you might be uncertain about the difference between $CSPX and $SXR8. And indeed, both of those represent the iShares Core S&P 500 UCITS ETF (Acc). In this post, I’ll explain why some ETFs have multiple tickers and how to choose between them. iShares Core S&P 500 UCITS ETF First, let’s …
Hardware Wallets Comparison (Trezor, BitBox02, Ledger, Coldcard)
Practicing self-custody comes with the burden of picking the right hardware wallet. That evaluation is highly personal journey, as the circumstances and needs vary from person to person. In this post, I show you my thought process and requirements. Below, you can find a comparison between a few of the industry-standard hardware wallets and my conclusions. …
Sticking to a Strategy (Notes From the 2020 Recession)
I wrote this post for a discontinued blog during the market crash of March 2020, before the Covid recession was officially announced. I decided to republish it on dpetkovski.com because it’s evergreen content – it gives unique insights into the mind of a retail investor during market turmoil. And the thought process should be applicable …
Taxes for Dummies – How Tax Works?
Recently I published multiple posts about different types of taxes and their treatment per country. People with similar interests reached out and we’ve had extremely insightful discussions. But I also received questions from beginners that motivated me to write a more general introduction. This post assumes that the reader has absolutely no previous knowledge about …
Conservative Predictions During Bear Markets
As a crypto historian, I wanted to take a look at the sentiment of market participants before previous bull runs. The TLDR is: investors are way too conservative during bear markets. Price Predictions From 2016 Here is a Reddit thread from 2016 where users discuss Ether’s price: End of 2016 and 2017 price target, place your …