Category: Stocks & ETFs

dividend investing

Dividend Investing is for Suckers!

Dividend investing is quite popular in “passive income” communities. But I often notice that many enthusiasts don’t understand how dividends work, which leads them to unnecessary losses. In this post, I’ll explain why dividend investing is not adequate for most investors. Let’s start at the beginning: what are dividends? What are Dividends? Dividends are distributions from …

Total Expense Ratio

Total Expense Ratio – The Importance of Keeping it Low

The Total Expense Ratio (TER) is the annual cost an investor pays while investing in a fund. From Investopedia: The total expense ratio (TER) is a measure of the total costs associated with managing and operating an investment fund, such as a mutual fund. These costs consist primarily of management fees and additional expenses, such …