Category: Finance & Economics
$1M in 10 Minutes – Exploiting Market Inefficiencies on Polymarket
Disclaimer: I didn’t do this and I’m not a part of a group that did this – it’s all hypothetical. The goal of this post is to illustrate how knowledge about a specific event can help you spot inefficiencies even in highly liquid markets and potentially get an edge. Introduction I prefer my writing to …
The 4% Rule – Understanding the Safe Withdrawal Rate
The 4% rule is a well known framework for retirement planning among stock market investors. But most people never heard of it or aren’t sure what it represents. And if you’re one of them, this post is for you. Understanding the 4% Rule or SWR (safe withdrawal rate), starts with asking a simple question: What …
EU Tax Advantaged Accounts (401k for Europeans & Pension Investing)
Unlike the US with its IRA/401k, Europe’s tax-advantaged accounts differ per country. As such, we’ll need to explore the tax advantaged accounts in every country separately to understand their unique benefits, rules, and limitations. This post is an extension to my Investment Taxes in ALL EU Countries and focuses on tax optimization for investments: ASK (Aktiesparekonto) …
CitizenX Plagiarized My Work to Sell $250k+ Services
This is a factual report of recent events based on documented evidence. It is not intended to defame or unfairly harm any individual or company. CitizenX is a Swiss-based company that helps investors acquire a second passport. Their lead magnet (Taxes in Europe in 2025) is a verbatim copy-paste of one of my most popular …
Pseudo-Intellectuals Can Ruin Your Life
Due to being relatively misinformed but overly confident in their level of expertise, pseudo-intellectuals can be especially harmful at the beginning of your investment journey. In this post, I’ll describe some of the common narratives they’re spreading so that you can recognize and protect yourself accordingly. But be careful, they’ll make it very easy for …
What is “Rich”? A Discussion on Hard Money & Lifestyle
I recently had an in-depth discussion on X covering a plethora of intriguing topics: hard money, intrinsic value, gold, Bitcoin, what defines “rich”, taxes, lifestyle, etc. The discussion is between me (@petkovskix) and the user @anubisSonOfRa with whom I often have insightful exchanges. You can find the post on X, but I’ll present it here in …
Teleport Assets By Remembering 12 Words
Throughout history, many people lost assets through violence, coercion, or corruption. And it’s a sad reality that in many places and cases, people can still be stripped off everything they’ve worked for. In this post, I want to cover a few examples of inability to use the money that we’re convinced we own, especially in …
Exit Into What? The Curious Case of Bitcoin
Whenever I present Bitcoin to a seemingly curious disciple, an infamous question always pops up: “And did you sell?” It’s disappointing but I don’t hold it against them. Bitcoin aside, a person without investing experience has no preference of holding assets to worthless cash. Most people think in terms of “making money”, effectively asking whether …
Not Everything is a Short Squeeze
Short Squeeze is a term that’s often misused since 2021. In this post, I’ll explain exactly what it means and how to correctly describe various market phenomena. Let’s start with the basics: What is Shorting? Shorting or short selling is a strategy where a trader bets on an asset’s price going down. In other words, when you “short” …
Can Bitcoin Reach One Million Dollars?
Can Bitcoin reach million dollars? Undoubtedly! Probably not this cycle, but why am I so sure that it’ll happen at all? Well, let’s forget about Bitcoin for a moment. Let me take you on an eye-opening journey… And by the time you’re done reading, you’ll be as certain as I am. House Prices in 1963 …
Receive Tax Free Dividends in The Netherlands
If you’re a long-term index investor residing in the Netherlands, you can receive dividends tax free. Although I’m not a big fan of dividend investing, I still want to share some strategies that ETF investors can utilize without much effort. Basically, you’d leverage the tax treaties and tax codes of different countries to legally avoid dividend …
Real Diversification – Banks, Passports, Residencies, Driving Licences, Assets
As investors, many of us understand the role of diversifying our portfolio across assets and asset classes. However, if you’re pursuing a free and abundant life, handling the financial aspect is just the base layer of the pyramid. In this post, I want to give examples of diversification that most people don’t consider – but …
How to Cash Out Millions in the EU Tax Free
EU has a reputation of imposing oppressive tax rates. While this is true in general, investors can make use of the different treatments of investment profits to significantly lower or even fully avoid paying capital gains taxes. If you’ve made significant profits in the past years, this post will save you a lot of money. …
50 Facts to Wake You Up From Oppression
Dear reader, do you consider yourself free? If you think paranoia is reserved for the most delusional echelon of conspiracy theorists, I invite you on a journey through 50 eye-opening reality checks. Enjoy! You vs. The Government 1) The sole purpose of your existence, apart from reproduction for the sake of it, is to fund …
7 Reasons to Acquire Multiple Citizenships
I’m a big proponent of personal freedom and acquiring multiple citizenships is a major factor for that. When I talk about this, whether on X or IRL, people often seem to misunderstand the benefits a second nationality can provide. In this post, I’ll cover my top 7 reasons why everyone should strive to be a …